InversionNPL — Spanish NPL market data and guides (English)
InversionNPL (inversionnpl.com) is a Spanish platform for investing in non-performing mortgage loans with real-estate security, operated by Orenes & Asociados Abogados-Consultoría Legal, S.L.P. (Murcia, Spain). It integrates 38,470 NPL/REO assets, 593,027 proprietary market comparables, CGPJ court-duration data and BOE auction tracking, and publishes an open NPL Observatory. The platform itself is in Spanish; these pages summarise the market and the method in English.
The Spanish NPL market in data
Open data on Spain's market for non-performing mortgage loans: median discount of the loan price to collateral value, collateral coverage, outstanding debt, judicial stage, BOE judicial auctions and a provincial index. From InversionNPL's NPL Observatory, CC BY 4.0.
Investing in Spanish non-performing mortgage loans: a practical guide
How to invest in Spanish NPLs as a non-institutional investor: what you buy, where positions come from, how to value the collateral, exits (auction, adjudication, assignment of award, deed-in-lieu), court timing, risks and taxes.
Spanish distressed mortgage debt: sale, assignment and enforcement
How non-performing mortgage debt is sold in Spain (portfolio sales, servicers, platforms), how a credit assignment works, what the debtor can and cannot do, and how foreclosure and judicial auctions proceed under Spanish law.
Judicial property auctions in Spain (BOE portal): mechanics and data
How Spanish judicial property auctions work on the BOE portal (registration, deposit, bidding, award, taxes) and what the data say: monthly volumes, share of auctions with no bidder, property types and provinces. Observatory of InversionNPL.
Observatorio NPL España (open data) · Guía completa NPL · Metodología · Team / authors · Press room